Payment Method

Luminor at online casinos

Luminor was assembled from the merged Baltic operations of DNB and Nordea and has been owned by the investment group Blackstone since 2022, giving it a shorter track record than the older Nordic banks on this list.

30 supported casinos
EMTA-licensed brands
Luminor payments

21+ · Gambling carries financial risk · Ad disclosure: listed operators may pay us a commission

Casino Brands

Brands that support Luminor deposits.

These EMTA-licensed casinos accept Luminor as a payment method. Every brand listed has been reviewed by hand by our team.

BEST9.6/109.6

Slotbox

Welcome Bonus€1000 bonus and 100 spinsWagering: 35x

Min deposit€10

License

Accepts Bitcoin, Ethereum and Litecoin alongside standard bank payments
€1,000 alongside 100 free spins welcome bonus
Strong 9.6 evaluation score for a 2024 launch

Withdrawala couple of minutes

CashbackYes

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🔞 21+ | Play responsibly

HOT9.0/109.0

TonyBet

Welcome Bonus€300 bonus, 150 spins includedWagering: 50x

Min deposit€10

License

Operating since 2009, one of the longer track records in this comparison
Up to €300 and 150 bonus spins welcome offer
Extensive payment list, including Bitcoin and PayPal

Withdrawalup to 24 hours

CashbackNo

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🔞 21+ | Play responsibly

TOP9.2/109.2

Boost Casino

Welcome Bonus100 free spins bonusWagering: 30x

Min deposit€5

License

Registration-free access via bank verification
Low €5 minimum deposit
100 free spin welcome package

Withdrawala couple of minutes

CashbackYes

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🔞 21+ | Play responsibly

49.7/109.7

Ninja Casino

Welcome BonusFree spins credited dailyWagering: 9x

Min deposit€5

License

€5 minimum deposit, among the lowest we've reviewed
Daily free spins rather than a single expiring bonus
Highest evaluation score in this comparison at 9.7

Withdrawaljust a few minutes

CashbackNo

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🔞 21+ | Play responsibly

59.5/109.5

Epicbet

Welcome Bonus€300 cash bonus availableWagering: 6x

Min deposit€10

License

High 9.5 evaluation score, among the top-rated brands here
Cash bonus up to €300 rather than a spin-heavy package
Sportsbook included alongside the casino

Withdrawalonly a few minutes

CashbackYes

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🔞 21+ | Play responsibly

69.2/109.2

Winnerz

Welcome Bonus350 free spins offerWagering: 30x

Min deposit€20

License

350 free spins, one of the larger spin counts in this comparison
Sportsbook included alongside the casino
No registration form, verified through your bank

Withdrawala couple of minutes

CashbackYes

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🔞 21+ | Play responsibly

79.0/109.0

VivatBet

Welcome Bonus250 free spins addedWagering: 5x

Min deposit€1

License

€1 minimum deposit, among the lowest we've reviewed
250 free spins as the welcome offer
Sportsbook included alongside the casino

Withdrawalup to 24 hours

CashbackYes

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🔞 21+ | Play responsibly

89.5/109.5

ReSpin

Welcome Bonus€300 cash and 100 free spinsWagering: 0x

Min deposit€10

License

Up to €300 cash plus 100 free spins on the first deposit
9.5 evaluation score despite launching in 2024
Registration-free account, verified through your bank

Withdrawalonly a few minutes

CashbackYes

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🔞 21+ | Play responsibly

99.2/109.2

Buusti Casino

Welcome Bonus100% bonus to €100 and 100 spinsWagering: 35x

Min deposit€10

License

100% match up to €100 plus 100 free spins
Wide table game selection including baccarat, blackjack and roulette
Estonian-licensed since 2021

Withdrawalinstant

CashbackYes

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🔞 21+ | Play responsibly

109.3/109.3

X3000

Welcome Bonus100% deposit match to €100Wagering: 30x

Min deposit€10

License

Shares an owner with the long-established Paf brand
100% up to €100 bonus, straightforward to clear
Sportsbook included alongside the casino

Withdrawala few minutes

CashbackYes

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🔞 21+ | Play responsibly

119.0/109.0

24Casino

Welcome Bonus100% match to €500, 150 free spinsWagering: 40x

Min deposit€20

License

Registration-free access verified through your bank
Estonian gambling license held by Kingswin Online OÜ
100% match up to €500 plus 150 free spins

Withdrawalonly a few minutes

CashbackYes

Play Now Read Review

🔞 21+ | Play responsibly

129.0/109.0

Chanz

Welcome Bonus100% match to €100, 300 spinsWagering: 35x

Min deposit€2

License

Registration-free access, operating since 2015
Low €2 minimum deposit
300 free spins as part of the welcome package

Withdrawal7 seconds

CashbackNo

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🔞 21+ | Play responsibly

139.2/109.2

Golden Star

Welcome Bonus100% to €1000, plus 300 spinsWagering: 40x

Min deposit€10

License

Operating since 2012, one of the longest track records in this comparison
Accepts Bitcoin, Ethereum and Litecoin alongside standard banking
100% match up to €1,000 plus 300 free spins

Withdrawalinstant

CashbackNo

Play Now Read Review

🔞 21+ | Play responsibly

149.3/109.3

HappySpins

Welcome Bonus200% match, up to €1000Wagering: 50x

Min deposit€20

License

Registration-free access via bank verification
200% match up to €1000
Broad game catalogue including live tables, crash and jackpots

Withdrawala couple of minutes

CashbackYes

Play Now Read Review

🔞 21+ | Play responsibly

159.0/109.0

Hellwinz

Welcome Bonus€220 bonus, 170 free spinsWagering: 50x

Min deposit€10

License

Up to €220 plus 170 free spins on your first deposit
Dedicated poker room alongside the casino
Matching €10 minimum deposit and withdrawal

Withdrawalup to 24 hours

CashbackNo

Play Now Read Review

🔞 21+ | Play responsibly

169.0/109.0

HeyCasino

Welcome Bonus200% match, up to €1000Wagering: 50x

Min deposit€20

License

Registration-free access via bank verification
200% match up to €1000
Dedicated poker room, unusual among registration-free brands

Withdrawalinstant

CashbackYes

Play Now Read Review

🔞 21+ | Play responsibly

179.4/109.4

Joki Casino

Welcome Bonus200% welcome match to €1000Wagering: 50x

Min deposit€20

License

High 9.4 evaluation score, the best-rated brand in the Damagi Marketing Solutions group
200% match up to €1000
Very wide payment support including ecoPayz, MiFinity and Muchbetter

Withdrawalinstant

CashbackNo

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🔞 21+ | Play responsibly

189.0/109.0

Lucky Spins

Welcome Bonus100% welcome match to €100Wagering: 35x

Min deposit€10

License

Registration-free access via bank verification
100% match up to €100
Broad game catalogue including live tables, crash and jackpots

Withdrawalinstant

CashbackNo

Play Now Read Review

🔞 21+ | Play responsibly

199.0/109.0

LyraBet

Welcome Bonus200% turnover match to €1000Wagering: 50x

Min deposit€20

License

200% turnover bonus up to €1000 for new players
Live tables, crash games and a sportsbook in one account
Estonian-licensed with local bank payment methods

Withdrawalonly a few minutes

CashbackNo

Play Now Read Review

🔞 21+ | Play responsibly

209.3/109.3

LysaCasino

Welcome Bonus200% match, up to €1000Wagering: 50x

Min deposit€20

License

One of the widest payment method lists we've seen, from local banks to PayPal
200% bonus up to €1000 on the first deposit
No registration form, verified through your bank

Withdrawalinstant

CashbackNo

Play Now Read Review

🔞 21+ | Play responsibly

219.0/109.0

Nutz

Welcome BonusSpins valued up to €105

Min deposit€5

License

Up to €105 worth of risk-free spins as the welcome offer
Low €5 minimum deposit
Wide payment support, including cards, e-wallets and local banks

Withdrawal1 hour

CashbackNo

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🔞 21+ | Play responsibly

229.1/109.1

Optibet

Welcome Bonus€500 welcome packageWagering: 30x

Min deposit€5

License

€500 bonus package for new players
Sportsbook and poker included alongside the casino
Low €5 minimum deposit

Withdrawalup to 1 hour

CashbackYes

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🔞 21+ | Play responsibly

239.0/109.0

Posido

Welcome Bonus100% match to €500, 200 spinsWagering: 35x

Min deposit€10

License

100% up to €500 bonus plus 200 free spins
Sportsbook included alongside the casino
Solid 9.0 evaluation score

Withdrawalinstant

CashbackYes

Play Now Read Review

🔞 21+ | Play responsibly

249.2/109.2

Rooster Bet

Welcome Bonus€5000 in bonuses, 300 free spinsWagering: 40x

Min deposit€20

License

Up to €5000 in bonuses plus 300 free spins, the largest package we've reviewed
Wide payment support, including Citadele and MiFinity
Registration-free account through bank verification

Withdrawalonly a few minutes

CashbackYes

Play Now Read Review

🔞 21+ | Play responsibly

How the payment itself works

The mechanism is standard bank-link: choosing Luminor at the cashier opens a redirect straight into its internet banking portal, where you sign in as usual and approve the payment amount. Nothing about the process depends on Luminor's ownership history — the merger and the Blackstone acquisition changed the corporate structure behind the bank, not the technical rails that move money in and out of it.

Deposits typically clear within a few seconds of approval, landing in the casino balance before you're redirected back to the game lobby.

Withdrawals and why the first one is slower

Because Luminor is a newer combined entity relative to Swedbank or SEB, some casinos run a slightly more thorough identity check the first time a payout is sent there, even though the underlying transfer itself is no different technically. Once that initial check clears, subsequent withdrawals to the same account tend to move at the same pace as any other Estonian bank transfer.

What to look at first

Account age. A Luminor account opened very recently can sometimes trigger extra verification on a first casino payout.
Two-factor login. Have your authentication method ready before starting the deposit, since the redirect session times out after a few minutes.
Matching details. The name on the Luminor account and the name on your casino profile need to line up exactly.

None of this changes how quickly the money itself moves — deposits are fast regardless — so the meaningful control is still the deposit limit you set on the casino side. Estonia's licensing and supervision runs through the Tax and Customs Board, the legal minimum age is 21, and winnings from a licensed operator are not taxed. A national self-exclusion register exists for players who want a mandatory stop rather than a self-managed one, covering every licensed casino at once, and 1410 connects to free, confidential counselling.

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